Consumer education, business referrals and compensation

Source: https://freshfinancialsolutions.com/referral-disclosures/ — Page updated November 5, 2026. General education; not a professional review date.

Know which business you are dealing with, why a recommendation is shown, and who receives your information before agreeing to anything.

Education and service delivery are different

Articles and calculators explain general options. They do not enroll you, deliver a settlement offer or establish a professional relationship. First-contact inquiries are available through our secure form; callback timing is not guaranteed. A page or referral label does not establish service availability in your state.

Business inquiries are separate

The business area describes debt-relief leads and live warm transfers for businesses. It is not consumer enrollment. This website does not process lead purchases, payments, consumer-data delivery or live transfers. An inquiry does not approve a partnership, reserve leads or authorize use of a brand.

Compensation must be disclosed where it matters

No compensation schedule or specific paid referral relationship is published here. Do not infer one from a link, inquiry or referral code. If a future recommendation or introduction is paid, that relationship must be disclosed clearly at the point of recommendation or introduction. Actual businesses, terms and permitted uses require a separate agreement.

A paid introduction would not establish that a provider is your best choice, or that its fees, claims or licensing have been verified. Compare alternatives and request written terms.

Sharing needs a defined process

Browsing, using a calculator or seeing a referral code does not give blanket permission to sell or share personal details or use automated calls or texts. Before consumer-information transfers open, the responsible businesses, information, purposes, recipients, retention and contact permissions must be identified. A live introduction is not general consent to unrelated marketing.

Businesses should send only their own contact details when inquiring. Do not email consumer lists or financial documents. Read business inquiry privacy and website privacy.

Read FTC debt guidance and use the provider-question checklist. Website concerns go through website help.